Privacy Policy

This Privacy Policy describes Insurance Consultant Agency LLC policies and procedures on the collection, use and disclosure of your information when you use our service and tells you about your privacy rights and how the law protects you. We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy. Insurance Consultant Agency LLC is committed to safeguarding the privacy of our users. We want to assure you that we do not share your personal information with third parties. This privacy policy outlines how we collect, use, and protect the information you provide to us.

INFORMATION COLLECTION: We collect only the information necessary to provide and improve our services. This may include your name, email address and phone number and other PHI. We do not sell, rent, or share this information with any third parties.

HOW WE USE YOUR INFORMATION: The information collected is used solely for communicating with you as the intended party. We do not share your information with external parties for marketing or any other purposes.

We may use personal data for the following purposes:

• To provide and maintain our service, including to monitor the usage of our service.

• For the performance of a contract: the development, compliance and undertaking of the selected contract for the products, items or services you have purchased or of any other contract with us through the Service.

• To contact You: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

• To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.

• To manage your requests: To attend and manage your requests to us.

All messages you send through the Service, whether to us or other users, are stored on our servers. Insurance Consultant Agency LLC employs servers and services owned by third parties to retain these messages.

DISCLOSURE OF YOUR INFORMATION

Insurance Consultant Agency LLC does not share any client data with third parties for marketing, promotional purposes, or any other purposes. Your personal information is kept confidential and is not disclosed to any outside organizations, except as required by law or with your explicit consent.

We may disclose your personal Information under the following limited circumstances:

• We have obtained your consent.

• We need to enforce our Terms of Service.

• We share information with partners or affiliates that have signed non-disclosure agreements with us only to provide you with a specific service.

• When we believe it is necessary to disclose Personal Information to investigate, prevent, or take action regarding illegal activities, suspected fraud, potential threats to anyone’s physical safety, violations of Insurance Consultant Agency LLC Terms of Service, or as otherwise required by law.

• We transfer Personal Information about you if Insurance Consultant Agency LLC or its assets are acquired by or merged with the product or carrier you have selected only after a SCOPE is completed.

DATA RETENTION

We retain your Personal Information only as long as necessary to fulfill the purposes outlined in this Policy unless a longer retention period is required or permitted by law. We will also retain and use your Personal Information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.

COOKIES AND TRACKING TECHNOLOGIES

Our Service may use cookies and similar tracking technologies to enhance your experience. Cookies are small text files placed on your device to collect information about your activity on the Service. You can control the use of cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the page or Service.

YOUR CHOICES: You have the right to access, correct, or delete your information. If you have any concerns or questions about your data, please contact us at Insurance Consultant Agency LLC (305)879- 7142 or e-mail mmejia@insuranceconsultantagency.com.

Policy Changes: We may update our privacy policy from time to time. Any changes will be communicated to you through an updated link, and your continued use of our services implies your acceptance of the updated policy. By using our services, you agree to the terms outlined in this privacy policy.